Posted in 1. When refinancing a mortgage consider wrapping up other debts into the loan reducing your payments to just one payment.
2. Fix your credit report before applying for a mortgage or refinance.
3. Consider assuming a mortgage on an older loan when things were more consumer friendly if this is an option.
4. Look at the fee sheets before closing and negotiate and ask questions on things you do not understand.
5. Look at your lenders title company fee sheets and shop around before paying.
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