The Kiva Credit Card for Business Professionals, issued by Advanta, is for non-business owning professionals who want the opportunity to help small businesses in developing countries through the Kiva organization.

This card does not carry an annual fee and has a 0% APR on balance transfers that extends through the first 15 months of membership. The rate for balance transfer transactions after the introductory rate expires is fixed at a very low rate when compared to similar cards.

The cash back rewards program gives cardholders the opportunity to earn between .25% back on purchases up to a full 1% back. Bonus reward categories include: gasoline and diesel fuel, computer equipment, electronics, and office supplies, online advertising services, utilities and telecommunications, and charitable and social services organizations. After the account has amassed $50 in rebates, Advanta will issue a $50 statement credit to the cardholder.

Along with the cash rebate rewards program, Advanta also makes it easy to help other business owners in developing countries. Through their Matching Program, if a business submits a micro-loan grant to Kiva as a charitable donation, Advanta will match the grant up to $200 per month. As an incentive to give, Advanta gives cardholders 5% of their donation back in the form of statement credit (up to $1,200 a year).

An additional feature available on this card includes $0 fraud liability protection. It's important to also note that the APRs for purchases and cash advances may be tied to the highest Prime Rate offered during a 90-day period.

The Kiva Credit Card for Business Professionals is a great option for people who, while not business owners themselves, want to help existing business owners in the developing world.