1. Get receipts for everything you purchase and at the end of the month use them to analyze how much money you are actually spending. Eliminate any unnecessary expenses.

2. Carry cash when shopping that way you are not tempted to go over budget.

3. Pay your bills online. Many companies give a cash incentive or discount for paying your bill online, plus you save money on the stamp and envelope.

4. Shop at the grocery store in the evenings to get the best deals. Stores often mark down meat and other items towards the end of the night.

5. Have a family meeting with your children and make a budget plan. Your children are more likely to understand the value of a dollar when they know how much your family is spending.

6. Save up to $600 just by comparing auto insurance quotes and bundling insurance policies